:root{--bg:#f6f8fa;--card:#fff;--ink:#17212b;--muted:#5a6876;--line:#dde3ea;--brand:#0b6b5d;--brand-d:#08493f;--brand-l:#e3f4f0;--accent:#c2410c;--warn:#fff7e0;--warn-b:#e5c46b;--blue:#1d4ed8;--r:12px;--sh:0 1px 2px rgba(16,24,40,.06),0 2px 8px rgba(16,24,40,.05)}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;font:16px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--brand-d);text-underline-offset:2px}a:hover{color:var(--accent)}
:focus-visible{outline:3px solid #f59e0b;outline-offset:2px;border-radius:4px}
.skip{position:absolute;left:-999px;top:0;background:#000;color:#fff;padding:.6rem 1rem;z-index:100}.skip:focus{left:8px;top:8px}
.wrap{max-width:1120px;margin:0 auto;padding:0 18px}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.bar{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:60px}
.logo{font-weight:800;font-size:1.2rem;color:var(--brand-d);text-decoration:none;letter-spacing:-.01em;display:flex;align-items:center;gap:8px}
.logo svg{flex:none}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;gap:2px;flex-wrap:wrap}
nav.main a{display:block;padding:8px 10px;border-radius:8px;text-decoration:none;color:var(--ink);font-size:.93rem;font-weight:500}
nav.main a:hover,nav.main a[aria-current="page"]{background:var(--brand-l);color:var(--brand-d)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font:inherit;cursor:pointer}
@media(max-width:900px){.menu-btn{display:block}nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);padding:8px 18px 14px}nav.main.open{display:block}nav.main ul{flex-direction:column}}
main{padding:26px 0 48px}
h1{font-size:clamp(1.65rem,3.6vw,2.4rem);line-height:1.2;margin:.2em 0 .4em;letter-spacing:-.02em}
h2{font-size:clamp(1.3rem,2.4vw,1.65rem);line-height:1.3;margin:1.8em 0 .5em;letter-spacing:-.01em}
h3{font-size:1.15rem;margin:1.4em 0 .4em}
p{margin:.7em 0}
.lede{font-size:1.1rem;color:var(--muted);max-width:760px}
.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:6px}.crumbs a{color:var(--muted)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh);padding:20px}
.grid{display:grid;gap:16px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:860px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.g2,.g3,.g4{grid-template-columns:1fr}}
.tile{display:block;text-decoration:none;color:var(--ink);background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px;transition:box-shadow .15s,border-color .15s}
.tile:hover{border-color:var(--brand);box-shadow:var(--sh);color:var(--ink)}
.tile strong{display:block;color:var(--brand-d);margin-bottom:4px}.tile span{font-size:.92rem;color:var(--muted)}
/* tool layout */
.tool{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);gap:18px;align-items:start;margin:18px 0}
@media(max-width:900px){.tool{grid-template-columns:minmax(0,1fr)}}
.tool>*{min-width:0}
.tool form fieldset{border:0;margin:0 0 6px;padding:0}
.tool legend{font-weight:700;font-size:.82rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);padding:0;margin:10px 0 6px}
.fld{margin:0 0 12px}.fld label{display:block;font-weight:600;font-size:.92rem;margin-bottom:4px}
.fld .hint{font-size:.8rem;color:var(--muted);margin-top:3px}
.fld input,.fld select{width:100%;padding:10px 12px;font:inherit;border:1px solid #b9c3cf;border-radius:8px;background:#fff;color:var(--ink);min-height:44px}
.fld input:focus,.fld select:focus{border-color:var(--brand);box-shadow:0 0 0 3px rgba(11,107,93,.18);outline:none}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.adorn{position:relative}.adorn .u{position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--muted);pointer-events:none}.adorn input{padding-left:26px}
.adorn.r input{padding-left:12px;padding-right:30px}.adorn.r .u{left:auto;right:12px}
details.more{margin:8px 0}details.more summary{cursor:pointer;font-weight:600;color:var(--brand-d);padding:6px 0}
.btn{display:inline-block;background:var(--brand);color:#fff;border:0;border-radius:8px;padding:11px 18px;font:inherit;font-weight:600;cursor:pointer;text-decoration:none}
.btn:hover{background:var(--brand-d);color:#fff}.btn.sec{background:#fff;color:var(--brand-d);border:1px solid var(--brand)}.btn.sec:hover{background:var(--brand-l);color:var(--brand-d)}
.btns{display:flex;gap:10px;flex-wrap:wrap;margin-top:6px}
.result{position:sticky;top:76px}@media(max-width:900px){.result{position:static}}
.big{background:linear-gradient(135deg,var(--brand),#0f8a76);color:#fff;border-radius:var(--r);padding:18px 20px;margin-bottom:14px}
.big .lbl{font-size:.9rem;opacity:.92}.big .num{font-size:clamp(1.9rem,5vw,2.7rem);font-weight:800;letter-spacing:-.02em;line-height:1.15}.big .sub{font-size:.92rem;opacity:.95;margin-top:2px}
table.t{width:100%;border-collapse:collapse;font-size:.93rem;margin:10px 0}
table.t th,table.t td{padding:8px 10px;border-bottom:1px solid var(--line);text-align:right}
table.t th:first-child,table.t td:first-child{text-align:left}
table.t thead th{background:#f0f4f8;font-size:.8rem;text-transform:uppercase;letter-spacing:.04em;color:var(--muted)}
table.t tr.tot td,table.t tr.tot th{font-weight:700;background:#f7fafc}
table.t td.neg{color:#9a3412}
.tscroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
.stack{display:flex;height:16px;border-radius:8px;overflow:hidden;margin:10px 0 6px;background:#e5e9ee}
.stack i{display:block;height:100%}
.legend{display:flex;flex-wrap:wrap;gap:6px 14px;font-size:.82rem;color:var(--muted)}.legend b{display:inline-block;width:10px;height:10px;border-radius:2px;margin-right:5px;vertical-align:baseline}
.note{background:var(--warn);border:1px solid var(--warn-b);border-radius:10px;padding:12px 14px;font-size:.92rem;margin:14px 0}
.srcbox{background:#fff;border:1px solid var(--line);border-left:4px solid var(--brand);border-radius:10px;padding:14px 16px;margin:26px 0;font-size:.92rem}
.srcbox h2,.srcbox h3{margin:0 0 6px;font-size:1.02rem}.srcbox ul{margin:6px 0 6px 1.1em;padding:0}.srcbox .upd{color:var(--muted);font-size:.85rem}
.disc{font-size:.85rem;color:var(--muted);border-top:1px solid var(--line);margin-top:22px;padding-top:12px}
.aff{background:linear-gradient(135deg,#eef9f6,#fff);border:1px solid #b9e0d8;border-radius:var(--r);padding:16px 18px;margin:24px 0;display:flex;gap:16px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.aff p{margin:0;flex:1 1 320px}.aff .tag{font-size:.72rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);display:block;margin-bottom:2px}
.prose{max-width:790px}.prose.wide{max-width:none}
.prose ul,.prose ol{padding-left:1.3em}.prose li{margin:.35em 0}
.prose blockquote{margin:1em 0;padding:.4em 1em;border-left:4px solid var(--brand);background:var(--brand-l);border-radius:0 8px 8px 0}
.toc{background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px 18px;margin:18px 0;font-size:.95rem}.toc ol{margin:.3em 0;padding-left:1.2em}
.meta{font-size:.88rem;color:var(--muted);margin:.2em 0 1em}
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:10px 14px;margin:8px 0}.faq summary{cursor:pointer;font-weight:600}
.pill{display:inline-block;font-size:.76rem;font-weight:600;background:var(--brand-l);color:var(--brand-d);border-radius:999px;padding:2px 9px;margin-right:6px}
.cols{columns:3 200px;column-gap:18px;list-style:none;padding:0;margin:10px 0}.cols li{break-inside:avoid;margin:3px 0}
footer.site{background:#10202b;color:#cbd5df;padding:34px 0 24px;font-size:.92rem}
footer.site a{color:#e6edf3}footer.site h3{color:#fff;font-size:.95rem;margin:0 0 8px}footer.site ul{list-style:none;margin:0;padding:0}footer.site li{margin:4px 0}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:24px}@media(max-width:800px){.fgrid{grid-template-columns:1fr 1fr}}@media(max-width:520px){.fgrid{grid-template-columns:1fr}}
.fine{border-top:1px solid #2b3d4b;margin-top:22px;padding-top:14px;font-size:.82rem;color:#9fb0bf}
#cookie{position:fixed;left:12px;right:12px;bottom:12px;max-width:760px;margin:0 auto;background:#10202b;color:#fff;border-radius:12px;padding:14px 16px;display:none;gap:14px;align-items:center;z-index:200;box-shadow:0 6px 24px rgba(0,0,0,.3);font-size:.9rem}
#cookie.show{display:flex}#cookie a{color:#9fe3d4}#cookie button{background:#fff;color:#10202b;border:0;border-radius:8px;padding:9px 16px;font-weight:700;cursor:pointer;font:inherit;font-weight:700;flex:none}
@media(max-width:520px){#cookie.show{flex-direction:column;align-items:stretch}}
.hero{padding:10px 0 4px}.hero .lede{margin-bottom:6px}
.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px;margin:12px 0}.kpi{background:#f7fafc;border:1px solid var(--line);border-radius:10px;padding:10px 12px}.kpi b{display:block;font-size:1.2rem}.kpi span{font-size:.8rem;color:var(--muted)}
.err{color:#b91c1c;font-size:.9rem}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

ul.tiles,ul.cards{list-style:none;padding:0;margin:12px 0;display:grid;gap:12px;grid-template-columns:repeat(auto-fill,minmax(230px,1fr))}
ul.cards{grid-template-columns:repeat(auto-fill,minmax(300px,1fr))}
ul.cards .card h2{font-size:1.08rem;margin:0 0 6px}ul.cards .card p{margin:0 0 6px;font-size:.95rem}.card .meta,.meta{color:var(--muted);font-size:.85rem}
section.related{margin:28px 0}
.band{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;margin:26px 0}
.band h2{margin-top:0}
.sec-h{display:flex;justify-content:space-between;align-items:baseline;gap:12px;flex-wrap:wrap}
@media print{header.site,footer.site,#cookie,.aff,.btns{display:none!important}body{background:#fff}}