Minnesota Paycheck Calculator (2026)

Estimate your Minnesota take-home pay after federal tax, FICA, Minnesota income tax and state payroll programs. Updated for 2026.

Your pay
Enter your annual salary, or your hourly rate if you chose hourly.
Taxes
Each reduces federal tax by up to $2,200 (child tax credit).
Deductions & extras (401(k), HSA, insurance)
Percent of gross pay, pre-tax (2026 limit $24,500).
2026 limits: $4,400 self-only, $8,750 family.
Roth 401(k), union dues, garnishments, etc.
W-4 Step 4(c).
City/county wage tax such as NYC, Philadelphia, Ohio or Pennsylvania municipalities.

Disclaimer: This calculator provides estimates for general information only. It is not tax, legal or financial advice, and results may differ from your actual paycheck or tax return. See our full disclaimer.

How Minnesota taxes your paycheck

Minnesota uses 4 graduated brackets for single filers, from 5.35% up to a top rate of 9.85% on income above $203,150. The model applies a standard deduction of $15,300 for single filers ($30,600 for married filing jointly).

Minnesota has four brackets topping out at 9.85%, which is one of the higher top rates in the country, and its own standard deduction that phases out at high incomes. Paid family and medical leave premiums start in 2026 but are not modeled here.

Minnesota also takes payroll premiums from employee pay: MN Paid Leave (0.44% of wages up to $184,500). These are included in the tables below.

Take-home pay in Minnesota at common salaries

The table shows a single filer with no pre-tax deductions, paid biweekly, using 2026 federal rules and the Minnesota rules described above.

Minnesota take-home pay, single filer, 2026
SalaryFederal taxFICAMinnesota tax + programsAnnual take-homePer biweekly checkShare kept
$30,000$1,420$2,295$918$25,367$975.6484.6%
$50,000$3,820$3,825$2,097$40,258$1,548.4080.5%
$75,000$7,670$5,738$3,907$57,686$2,218.6976.9%
$100,000$13,170$7,650$5,717$73,463$2,825.5273.5%
$150,000$24,734$11,475$9,602$104,189$4,007.2769.5%

Married filing jointly

Minnesota take-home pay, married filing jointly, 2026
Household wagesFederal taxFICAMinnesota tax + programsAnnual take-homePer biweekly checkShare kept
$60,000$2,840$4,590$1,837$50,733$1,951.2784.6%
$100,000$7,640$7,650$4,453$80,257$3,086.8180.3%
$150,000$15,340$11,475$8,073$115,112$4,427.3876.7%
$200,000$26,340$14,339$11,625$147,696$5,680.6273.8%

Joint filers use a standard deduction of $32,200 and wider federal brackets. For one-earner households, the numbers above assume all wages belong to one spouse; if both spouses work, each pays Social Security and Medicare on their own wages.

How Minnesota ranks for take-home pay

At a $75,000 salary and single filing status, Minnesota ranks #49 of 51 (50 states plus DC) for annual take-home pay at $57,686. The highest in this ranking is Alaska at $61,593. Minnesota’s state income tax and payroll programs take about $3,907 of that salary, compared with $0 in a state with no wage tax. You can rank all states for any salary with the state comparison tool.

Compare Minnesota with other states

Sales tax in Minnesota

Minnesota’s state sales tax rate is 6.88%. Local governments add an average of 1.26%, for a combined average of about 8.14% (Tax Foundation, midyear 2026). The highest local rate in the state is 3.00%. Income tax and sales tax together set how far your money goes, so compare both when you consider a move.

What this estimate leaves out

Your actual paycheck can differ because of health insurance premiums, local taxes, employer-specific deductions and your Form W-4. See the paycheck withholding guide for how employers calculate withholding, and our methodology page for the list of simplifications.

Frequently asked questions

Does Minnesota have a state income tax?

Yes. Minnesota taxes wages. For a single filer earning $75,000 the model estimates about $3,577 of state income tax a year, an effective state rate of 4.8%.

What comes out of a paycheck in Minnesota?

Federal income tax, Social Security (6.2%), Medicare (1.45%), Minnesota income tax, and MN Paid Leave. Voluntary deductions such as 401(k), health insurance and HSA contributions come out as well. At $75,000, a single Minnesota worker keeps about 77% of gross pay.

What is the sales tax in Minnesota?

The statewide rate is 6.88%. Adding the average local rate gives a combined average of 8.14% (local rates go as high as 3.00% in some places). Use the sales tax calculator to price a purchase.

Sources & last updated

State figures combine Tax Foundation data with state revenue department publications. Local income taxes are not included unless you enter a local rate.

Tax-year parameters: 2026. Last reviewed: . See the full methodology for how every figure is used.