See what you actually take home in 2026

Paycheck and wage calculators

• Paycheck calculatorTake-home pay after federal, state, Social Security and Medicare tax, weekly to annual.
• Hourly to salaryTurn an hourly rate into weekly, monthly and annual pay.
• Salary to hourlyFind the hourly rate behind any salary and your real rate at 50 hours a week.
• Overtime calculatorTime-and-a-half pay and how much of it you keep after tax.
• Bonus tax calculatorFlat 22% method versus the aggregate method, with the true tax at filing time.
• Sales tax calculatorState and average local sales tax rates for every state.
• State comparisonCompare take-home pay in two states side by side.

For freelancers and the self-employed

If you earn 1099 income, nobody withholds tax for you. You owe self-employment tax of 15.3% on 92.35% of your net profit, plus income tax, and you generally pay it in four installments during the year. These two tools estimate both.

• 1099 / self-employment taxSE tax, the half-SE deduction, the QBI deduction and total federal tax on freelance profit.
• Quarterly estimated taxHow much to pay each quarter, with 2026 and 2027 due dates and safe-harbor rules.

Each state page uses that state’s actual rate structure, standard deduction and payroll programs, with take-home tables from $30,000 to $150,000.

• California
• Texas
• New York
• Florida
• Washington
• Illinois
• Pennsylvania
• Ohio
• Georgia
• North Carolina
• Massachusetts
• New Jersey
• Virginia
• Arizona
• Colorado
• Michigan
• Tennessee

What is $15, $20, $25 or $30 an hour per year? Each wage has its own page with monthly and biweekly pay and take-home pay in eight states.

• $15 an hour
• $16 an hour
• $17 an hour
• $18 an hour
• $20 an hour
• $22 an hour
• $25 an hour
• $28 an hour
• $30 an hour
• $35 an hour
• $40 an hour
• $45 an hour
• $50 an hour

• How Paycheck Withholding Works: Where Your Money Goes

  A clear 2026 guide to paycheck withholding: gross vs. net pay, federal income tax, Social Security, Medicare, state tax, pre-tax deductions and why your refund or bill happens.

• Biweekly vs. Semimonthly Pay: What’s the Difference?

  Biweekly pay means 26 checks a year; semimonthly means 24. Learn how each schedule affects your paycheck, budgeting, hourly overtime and take-home pay.

• How Bonuses Are Taxed (2026)

  Learn how federal, FICA and state taxes apply to a bonus in 2026, the difference between the 22% flat method and the aggregate method, and how to keep more of it.

• Pre-Tax vs. Post-Tax Deductions

  Understand pre-tax and post-tax paycheck deductions: 401(k), Roth, HSA, FSA and insurance premiums, with a worked example of how each one changes your take-home pay.

• States With No Income Tax (2026 List)

  Nine states do not tax wages in 2026. See the full list, the catches in Washington, Tennessee and New Hampshire, and what take-home pay really looks like compared with California and New York.

• Form W-4 Explained: A Step-by-Step Guide

  A plain-English walkthrough of IRS Form W-4 for 2026: filing status, multiple jobs, dependents, other income, deductions, extra withholding and when to submit a new form.

Why trust these numbers

• Official sources. Federal brackets and the standard deduction come from IRS Revenue Procedure 2025-32. The Social Security wage base of $184,500 comes from the Social Security Administration. State rates are checked against Tax Foundation data and state revenue departments.
• Tested. The calculation engine is checked by an automated test suite against published figures and hand-computed examples.
• Transparent. The methodology page lists every source and every simplification, and each tool page shows the date it was last reviewed (October 30, 2026).
• Private. Calculations run in your browser. The numbers you enter are not sent to our servers.