Tennessee Paycheck Calculator (2026)

Estimate your Tennessee take-home pay after federal tax, FICA. Updated for 2026.

Your pay
Enter your annual salary, or your hourly rate if you chose hourly.
Taxes
Each reduces federal tax by up to $2,200 (child tax credit).
Deductions & extras (401(k), HSA, insurance)
Percent of gross pay, pre-tax (2026 limit $24,500).
2026 limits: $4,400 self-only, $8,750 family.
Roth 401(k), union dues, garnishments, etc.
W-4 Step 4(c).
City/county wage tax such as NYC, Philadelphia, Ohio or Pennsylvania municipalities.

Disclaimer: This calculator provides estimates for general information only. It is not tax, legal or financial advice, and results may differ from your actual paycheck or tax return. See our full disclaimer.

How Tennessee taxes your paycheck

Tennessee does not tax wages and salaries at the state level, so the only income-related taxes on your paycheck are federal income tax, Social Security and Medicare.

Tennessee does not tax wages, and since 2021 has no tax on interest and dividends either. The state sales tax is 7% with local rates added, so Tennessee has one of the highest combined sales tax rates.

Take-home pay in Tennessee at common salaries

The table shows a single filer with no pre-tax deductions, paid biweekly, using 2026 federal rules and the Tennessee rules described above.

Tennessee take-home pay, single filer, 2026
SalaryFederal taxFICATennessee taxAnnual take-homePer biweekly checkShare kept
$30,000$1,420$2,295$0$26,285$1,010.9687.6%
$50,000$3,820$3,825$0$42,355$1,629.0484.7%
$75,000$7,670$5,738$0$61,593$2,368.9482.1%
$100,000$13,170$7,650$0$79,180$3,045.3879.2%
$150,000$24,734$11,475$0$113,791$4,376.5875.9%

Married filing jointly

Tennessee take-home pay, married filing jointly, 2026
Household wagesFederal taxFICATennessee taxAnnual take-homePer biweekly checkShare kept
$60,000$2,840$4,590$0$52,570$2,021.9287.6%
$100,000$7,640$7,650$0$84,710$3,258.0884.7%
$150,000$15,340$11,475$0$123,185$4,737.8882.1%
$200,000$26,340$14,339$0$159,321$6,127.7379.7%

Joint filers use a standard deduction of $32,200 and wider federal brackets. For one-earner households, the numbers above assume all wages belong to one spouse; if both spouses work, each pays Social Security and Medicare on their own wages.

How Tennessee ranks for take-home pay

At a $75,000 salary and single filing status, Tennessee ranks #6 of 51 (50 states plus DC) for annual take-home pay at $61,593. The highest in this ranking is Alaska at $61,593. Because there is no wage income tax, the difference from lower-ranked states is mostly the state tax they collect. You can rank all states for any salary with the state comparison tool.

Compare Tennessee with other states

Sales tax in Tennessee

Tennessee’s state sales tax rate is 7.00%. Local governments add an average of 2.61%, for a combined average of about 9.61% (Tax Foundation, midyear 2026). The highest local rate in the state is 2.75%. Income tax and sales tax together set how far your money goes, so compare both when you consider a move.

What this estimate leaves out

Your actual paycheck can differ because of health insurance premiums, local taxes, employer-specific deductions and your Form W-4. See the paycheck withholding guide for how employers calculate withholding, and our methodology page for the list of simplifications.

Frequently asked questions

Does Tennessee have a state income tax?

No. Tennessee does not tax wages and salaries at the state level, so your paycheck is reduced only by federal income tax, Social Security and Medicare.

What comes out of a paycheck in Tennessee?

Federal income tax, Social Security (6.2%), Medicare (1.45%). Voluntary deductions such as 401(k), health insurance and HSA contributions come out as well. At $75,000, a single Tennessee worker keeps about 82% of gross pay.

What is the sales tax in Tennessee?

The statewide rate is 7.00%. Adding the average local rate gives a combined average of 9.61% (local rates go as high as 2.75% in some places). Use the sales tax calculator to price a purchase.

Sources & last updated

State figures combine Tax Foundation data with state revenue department publications. Local income taxes are not included unless you enter a local rate.

Tax-year parameters: 2026. Last reviewed: . See the full methodology for how every figure is used.